"This book is the roadmap that you need. If you have a chance to be coached by Anna or hire her to speak at your conference, be sure to do that. She is a thought leader, and she is impacting people all over the world."

Gerry Robert, Speaker and international bestselling author of The Millionaire Mindset,
Multiply Your Business and Publish a Book & Grow Rich 
Just Over Broke? How to Invest in Assets and Eliminate Liabilities 
Everyone who gets a paycheck knows that it wouldn’t hurt if they had a bigger paycheck.
Most of us live from paycheck to paycheck and many fear to lose their job or run into an unexpected expense. But expenses are what they are. We have to wiggle our way through all the obstacles and make it to the next paycheck–mortgage, groceries, gas, insurance, daycare, kids activities, caring for our parents, etc.
Just Over Broke? How to Invest in Assets and Eliminate Liabilities provides a genuine blueprint  to help you get spending under control. You will see the opportunities to save thousands for your family. You will also learn how to carve out more time to relax, have fun, and be around the people you love. Be the person you'd like to be! Live your way!
The book explains how to invest in assets, which will put money in your pocket. This is how you can give yourself a bigger paycheck!
Get your FREE copy now!
“Life is like  a game. You  have to play hard, 
have fun, and challenge yourself to move to the next level.” 
—Anna Belov
Get Your FREE Copy 
The sincere Canadian blueprint to   
succeed financially and enjoy each day as if it were a Friday, 
without pressure, risk or overwhelm


  • Want more money, time, and energy? Perfect! This book is for you!
  • Understand how to be wealthy and build a prosperous future.
  • Learn how to stop money from leaking through your fingers.
  • ​Learn how to create multiple streams of income. 
  • Find out what it takes to become a money magnet!
  • Be the happiest and strongest version of yourself. 
  • ​Start small! Start now! Go as far as your dreams can take you!

Master these crucial concepts... 

  • Assets: add money, time, energy to your life.
  • Liabilities: take money, time, or energy away from you. 
  • Wealth: Number of days you can survive for without going to work or sacrificing your lifestyle. 
  • Financial Freedom: Cash from assets covers all your needs. 
  • ​Money: Comes in two flavours, yours and someone else's.
  • Secret sauce: Follow your heart! It knows the way.

About the Author

Anna Belov is the author of the book, Just Over Broke? How to Invest in Assets and Eliminate liabilities (www.50doors.com) – the sincere Canadian blueprint to escaping paycheque-to-paycheque life.
Anna Belov is a successful investor with a cash positive real estate portfolio in Ontario, Canada. When Anna and her husband both lost their jobs in 2012, they were determined to take control of the situation and build a safety net for the future so that they would never have to worry about living from paycheque to paycheque. 

In under five years, Anna acquired 20 rental units while working full-time and being a mom of three. She made some mistakes along the way, had fun fixing them and learning hands-on. Anna is a University of Toronto Graduate. 

She believes in learning and is certain that with enough knowledge and determination everyone can reach their goals, one step at a time.
Anna Belov, MBA, PHR, Author, Investor, Speaker
Anna Belov, MBA, PHR
Author | Investor | Speaker 

Gold Partner

Loan Central

Alternative Lending For

  • 1st, 2nd mortgages
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Zvi Schichter, B.A Economics, MBA
Managing Partner, 
Loan Central/RMA Lic.#10464
Mortgage Broker, Lic.# M15001456

C. 647-294-2285



Black Card Books
Suite 214
5-18 Ringwood Drive
Stouffville, Ontario
Canada, L4A 0N2
Tel: +1 877 280 8536

Praise for Just Over Broke

“Just Over Broke? is a great guide for how you can increase your own  net worth. It walks you along the path to becoming financially free and lays out the thinking some of the most successful people have about 
money. Small steps lead to big impact, and this book helps you see  the steps to take to give you the financial freedom you desire.” 

—Ainsley Moir
Founder and Chief Brand Engineer
“If you’d like to jump out of a paycheque-to-paycheque life, read this  book and take action. I’m a huge believer that you can smash through any fears and terror barriers by consistently taking one more step 
towards your dream each and every day.  If you’d like to be richer and happier, this book is YOUR next step!” 

—Barry Spilc huk
Founder, www.TheLEGACY.club
Co-author, A Cup of Chicken Soup for the Soul®
I’ve worked professionally with Anna. She’s the real deal. Her book is  a brave testimonial to struggles faced and overcome. Read this book if you wish to discover some great ideas and formulas for achieving  your own financial independence.” 

—David McCammon
BAA, Med, Photographer, Author, Image Power
“If you are living from TGIF to TGIF, then this book is definitely for  you. As Anna points out, Fridays only comprise 14% of our lives. Read Just Over Broke? to get  clear direction on how to become financially free, so you can stop the  drudgery and enjoy each day, as if it were a Friday.” 
—Nadia Clifford
Software Development Leader, Boston
"It proved to be one of the best investment decisions we've ever made in our life. My name is Evgeny Steinbok, and I can definitely and whole-heartedly recommend Anna and her services."

"I find Anna very amazing. She is a good role model to other people, and I find her very inspiring"

Black Card Books
Suite 214
5-18 Ringwood Drive
Stouffville, Ontario
Canada, L4A 0N2
Tel: +1 877 280 8536
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